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ADIL Advocates & Solicitors

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Banking & finance law

We advise banks, microfinance institutions and borrowers on loan documentation, security perfection, debt recovery and enforcement, and on compliance with the Financial Institutions Act.

What we do

  • Loan and credit agreements
  • Security and charges
  • Debt recovery and enforcement
  • Banking regulation and compliance

Loan documentation

We draft and review loan agreements, facility letters and security documents for banks, SACCOs and corporate lenders.

Security and enforcement

We perfect charges and mortgages, and enforce them where borrowers default, including power of sale and receivership.

Debt recovery

We recover debts through demand, negotiation, plaint filing and execution, including garnishee and attachment proceedings.

Questions clients ask

Can a bank repossess my property without notice?

No. The lender must follow the loan agreement and the law, including serving statutory notices before enforcement.

Do you act for borrowers too?

Yes. We advise borrowers on loan terms, restructuring and defence of enforcement proceedings.

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